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Dec 2, 2021

Your Complete Guide to Buying a Used RV: What to Know Before You Buy

Your Complete Guide to Buying a Used RV: What to Know Before You Buy

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By Kelly Lau

Purchasing a luxury RV without luxury prices is possible if you buy used. Here's what to keep in mind when looking at used RVs.

Common questions

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Buying a used RV requires careful inspection of key systems, thorough research of the RV's history, and understanding different RV classes to find the right fit for your travel style and budget. Start by defining your needs (weekend trips vs. full-time living), choose between motorhomes (Class A, B, C) or towables (travel trailers, fifth wheels), then inspect critical areas like the roof, water systems, and undercarriage for damage before purchase.

What Should I Know Before Shopping for a Used RV?

Define your travel style, budget, and towing capacity first—this prevents costly mistakes and narrows your search to RVs that actually fit your needs.

Here's the thing: we've all seen someone buy their "dream RV" only to realize it won't fit in their driveway or weighs more than their truck can handle. Before you start browsing listings, get clear on these basics:

Your Travel Style:

  • Weekend warrior or full-timer?
  • Campground hopping or boondocking?
  • Solo travel, couple, or family with kids?

Your Real Budget: Don't just think purchase price. Factor in insurance (typically $1,000-$4,000 annually for used RVs), maintenance, storage, and fuel costs. A good rule of thumb: if you're stretching to buy it, you can't afford to maintain it. Understanding your RV insurance options early helps you budget accurately.

Your Vehicle's Limits: Check your towing capacity, payload limits, and hitch requirements. Class C motorhomes eliminate towing concerns but require different licensing in some states.

Get your RV insurance quote to factor real costs into your budget.

How Do I Choose Between Different RV Types and Classes?

Match the RV class to your usage frequency and comfort preferences—occasional users often prefer travel trailers for lower costs, while frequent travelers benefit from motorhome convenience.

Let's break down your options without the sales fluff:

Class A Motorhomes: The big rigs (26-45 feet). Built on a bus or commercial truck chassis. Best for full-timers who want maximum space and amenities. If you're planning to live in your RV full-time, consider specialized full-timer coverage that includes homeowners-like protections. Expect $50,000-$300,000+ used.

Class B Motorhomes (Camper Vans): Converted vans (16-24 feet). Perfect for couples who value maneuverability over space. Popular with remote workers. $40,000-$150,000+ used.

Class C Motorhomes: The "cab-over" design with bed above driver area (20-33 feet). Good compromise between size and drivability. Family-friendly. $30,000-$200,000+ used.

Travel Trailers: Towable units (12-35 feet). Most budget-friendly option. Leave the trailer, drive the truck. $5,000-$100,000+ used.

Fifth Wheels: Large towables requiring a pickup truck with a special hitch. More residential feel than travel trailers. $15,000-$150,000+ used.

Teardrop Campers: Ultra-lightweight towables (8-18 feet). Great for first-timers or minimalist camping. $8,000-$40,000+ used.

What Are the Most Important Things to Inspect on a Used RV?

Focus your inspection on water damage, roof condition, and structural integrity—these issues are expensive to fix and often indicate poor maintenance.

Don't just kick the tires. Here's your inspection priority list:

Roof & Water Systems (Do This First)

Water damage destroys RVs faster than anything else. Check for:

  • Soft spots around vents, AC units, and edges
  • Staining on ceilings and walls
  • Musty odors (mold indicator)
  • Cracked or missing sealant

Structural & Floor Issues

  • Walk the entire floor, feeling for soft or spongy areas
  • Check around the toilet, shower, and sink areas, especially
  • Look for separated seams or loose trim

Mechanical Systems

  • Run the engine, generator, AC, heater, and water pump
  • Test all lights, outlets, and 12V systems
  • Check tire condition and age (RV tires age out in 6-7 years regardless of tread)

Undercarriage

  • Look for rust, especially on the frame and suspension components
  • Check for damaged or loose components
  • Inspect brake lines and electrical connections

Red Flag Alert: Walk away if you see extensive water damage, major structural issues, or if the seller won't let you inspect thoroughly.

Pro Tip: Consider hiring a certified RV inspector through the National RV Inspectors Association for expensive purchases—they provide comprehensive 75-100 photo reports covering all major systems.

Insurance Considerations: Different states have varying RV insurance requirements, so research state-specific RV insurance requirements before you buy to avoid surprises.

Where Should I Look for Used RVs and How Do I Research Their History?

Use multiple sources, including private sellers, dealers, and online platforms, but always verify the RV's history through VIN checks and maintenance records.

Best Places to Find Used RVs:

  • RV dealers: Higher prices, but often include warranties
  • Private sellers: Better deals, but buyer-beware territory
  • Online platforms: RVTrader, Facebook Marketplace, Craigslist
  • RV shows and campgrounds: Sometimes find well-maintained units

Research Like a Pro:

  1. VIN Check: Use Carfax or similar services to check accident history
  2. NADA/KBB Values: Know fair market value before negotiating using J.D. Power NADA Guides, the industry standard for RV valuations
  3. Maintenance Records: Well-documented service history is gold
  4. Previous Owner Interview: Ask about usage patterns, storage, and repairs

Based on industry data from March 2024, used RV values have been declining over the past six months, with towable RVs seeing consistent price drops while motorized units have experienced more volatility. This creates opportunities for buyers but means sellers should price competitively.

What Should I Budget for Beyond the Purchase Price?

Plan for 10-15% of the RV's value annually in maintenance, plus insurance, storage, and registration costs that many first-time buyers overlook.

Here's what dealers don't always mention:

Immediate Costs:

  • Insurance: $1,000-$4,000+ annually (varies by RV type and coverage)
  • Registration & taxes: Varies by state, can be substantial for expensive RVs
  • Immediate repairs: Budget $2,000-$5,000 for "surprise" issues

Ongoing Expenses:

  • Storage: $50-$300+ monthly if you can't store at home
  • Maintenance: Tires, oil changes, seal maintenance, winterization
  • Extended warranties: Consider for complex Class A motorhomes with expensive systems

Planning to rent your RV on Outdoorsy or RVshare? Make sure your insurance covers rental use—many policies don't.

Talk to an RV insurance expert about rental-friendly coverage options.

Frequently Asked Questions

Frequently Asked Questions

Fall and winter typically offer better deals as sellers want to avoid storage costs. Avoid peak season (spring/summer) unless you find a motivated seller.

Most standard RV insurance policies exclude commercial use. You'll need a policy that specifically allows peer-to-peer rental through platforms like Outdoorsy.

Age matters less than maintenance. A well-maintained 15-year-old RV often beats a neglected 5-year-old one. Focus on condition over age.

Yes, standard auto insurance doesn't cover RVs adequately. You need RV-specific coverage that includes personal belongings, attached accessories, and vacation liability.

Dealers offer warranties and financing but charge more. Private sellers offer better prices but require more due diligence. Choose based on your comfort level with risk.

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